Credit Assistance Programs in Natchitoches, LA
Ford Loan & Lease Programs
The Jimmy Granger Ford finance department offers customers access to credit assistance and bankruptcy approval programs that help even the most credit challenged individuals obtain a vehicle. We know that not everyone has perfect credit, but that shouldn't disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, Jimmy Granger Ford wants to help!
- Foreclosure?
- Bankruptcy?
- Divorced?
- Repossession?
No problem! Stop in today to learn more!
What Documentation Should You Bring to the Dealership for Financing?
If applying a subprime car loan, the applicant will have to bring a few additional records. This is because a moneylender is incurring a high risk when financing a subprime car loan.
Valid Drivers License
Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won't be necessary until approved.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
Personal References
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.
Phone Number Verification
Any phone number provided must be currently in service and under the applicant's name. Prepaid cell phone numbers will not be accepted.
Additional Documents are Required if any of the Following Apply to You:
- Individuals trading in a vehicle must provide the title.
- Individuals who have completed a bankruptcy must provide discharge papers.
- Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
No Credit Check will Scare us away from Good or Bad Credit Financing!
Our new and used car dealership has good and bad credit financing options for Natchitoches drivers. If you are concerned about putting money down on a used car, then give our used car lot experts talk to you today! We have a friendly and understanding team that knows what to do to get you credit approval on your next vehicle. For a great credit financing rate on yiour next new or used SUV, used truck, or used car, we are your solution! Finaing new and used car loans in Natchitoches can be a stressful process, so you can save yourself some time and stress by filling out our handy application online before you come in! See you soon!
Natchitoches Used Car Dealership with In-House Financing
Our goal is to achieve good or bad credit financing for all Natchitoches drivers! We understand that sometimes life happens and peoiple need new or used car credit assistance, and that's why we're here to help! Our dealership's dedicated in house financing team is knowledgable, empathetic, and understanding of what it takes to get bad credit financing. No matter what your credit score or credit history, start rebuilding credit with our flexible financing options! Purchasing a new or used car is a great way to rebuild credit, and our programs may make it possible for you to drive off in a new vehicle today!